Disclosure Statement

This brochure and any accompanying presentation have been prepared solely for prospective investors considering the purchase of a 9.0% fixed rate unsecured promissory note (each a “Note” and collectively the “Notes”) from Inicio LLC (“Inicio”) and does not constitute an offer to sell, or a solicitation of an offer to buy, our Notes in any jurisdiction. Each prospective purchaser of a Note will be provided with an Offering Circular (the “Offering Circular”), which has been filed as part of our registration statement as filed with the U.S. Securities and Exchange Commission (the “SEC”) for the offering on Form 1-A and will be required to execute a subscription agreement to purchase a Note. If any of the descriptions or terms in this brochure or the presentation are inconsistent with such documents, such documents shall control. Any public offering of the Notes will be made solely by means of the Offering Circular and our registration statement. The Offering Circular contains detailed information about Inicio, the Notes, and our management, as well as our audited financial statements. The Notes will be offered solely in the United States. The Notes may not be registered for sale in all states. Sales of the Notes will not be registered under the laws of any foreign jurisdiction. Inicio Capital will not be registered as an investment company under the Investment Company Act of 1940 (the “Investment Company Act”) and purchasers of our Notes will not be afforded the protections of the Investment Company Act. Neither the Notes nor the Fund will be registered under the Securities Exchange Act of 1934 (the “Exchange Act”) and purchasers of our Notes will not be afforded the protections of the Exchange Act. Once purchased, the Notes may not be resold or otherwise transferred without registration with the SEC or pursuant to an exemption from such registration. There will be no public market for the Notes and there is no obligation on the part of any person to register the Notes for re-sale. This brochure, any accompanying presentation, and the Offering Circular all contain forward looking statements that involve risks and uncertainties. We use words such as anticipate, believe, plan, expect, future, intend, and similar expressions to identify such forward-looking statements. Our actual results are most likely to differ materially from those anticipated in these forward-looking statements for many reasons, including the risks faced by us described in the Risk Factors section of the Offering Circular. Each prospective investor in the Notes should make its own investigation and evaluation of Inicio Capital, including the merits and risks of investing in the Notes, and should review the “risk factors” set forth in the Offering Circular, which are incorporated herein by reference. Each prospective investor in our Notes should inform itself as to the legal requirements applicable to the acquisition, holding, and disposition of the Notes, and as to the legal and tax consequences of such acquisition. Prospective investors should have the financial ability and willingness to accept the high risk and lack of liquidity inherent in an investment in our Notes. No assurance can be given that Inicio’s investment objectives will be achieved or that purchasers of our Notes will receive interest payments or an eventual return of any principal. The Notes are general obligations of Inicio only and are not secured by any of our assets, including any loans we may hold that are secured by real property or otherwise. Inicio was only recently formed, has no history of operations, and will make investments having certain risk characteristics that may result in our inability to repay the Notes in a timely fashion or at all. Neither the SEC nor any other federal or state agency has approved an investment in our Notes or have confirmed the accuracy or determined the adequacy of this brochure, any accompanying presentation, or our Offering Circular. Any representation to the contrary is unlawful